ACCEPT-to receive
EXCEPT-to take or leave out
I accept this award graciously from the judges.
The winners of the game were except from the record, as they had been caught cheating.
AFFECT-to influence
EFFECT-n., result, v., to accomplish
The affect I had on my brother did not become apparent for years.
The effect of, all the training I did with my brother, made him a champion.
LIE-to lie down (a person or animal. hint: people can tell lies)
LAY-to lay an object down
I lie down with my wife.
I laid the object upon the table.